Term Life Insurance

Life insurance designed to provide financial protection to cover temporary needs.

Permanent Life Insurance

Permanent insurance which offers a unique combination of protection, cash value accumulation, guarantees and income-tax advantages that differentiate it from most other financial products.

  • Retirement planning
  • College fund planning
  • Business continuation planning

Health Insurance

  • Individual plans
  • Small Group
  • Large Group
  • Dental
  • Vision


Insurance that provides a guarantee of income in the event of not being able to work. Given the statistical likelihood of becoming injured or sick and being unable to work in one’s regular occupation, Disability insurance products are essential and can be tailored to meet almost any individual’s working situation.

Other Employee Benefits Offerings:

Business Succession
  • Buy/Sell Agreements
  • Key Person Insurance
Executive Benefits
  • Executive Bonus Plan
  • Insurance-Based Retirement Plan
  • Non-Qualified Deferred Compensation Plan
  • Split Dollar Plan
  • Supplemental Executive Retirement Plan

Long Term Care

Unlike traditional health insurance, LTC is designed to cover long-term services and support. Such services include personal and custodial care in a variety of settings including in-home, community organization or specialized facility.

Planning for the Future

Financial planning strategies to protect your assets and family against life’s uncertainties.

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